Loans

Ceres — loans

Ceres runs a loan from application through repayment, and posts the booking into Titan.

For your technology team. Ceres is the system of record for the whole loan lifecycle, from application through collections. It sends loan bookings and repayments to Titan for posting. It does not replace Titan’s customer record (CIF) or ledger.

What it does

  • Takes a loan application through to a credit decision.
  • Coordinates disbursement once the loan is approved.
  • Builds and maintains the repayment schedule.
  • Tracks delinquency.
  • Supports a restructure when the institution uses one.
  • Reports the loan through its life.
  • Posts the booking and the repayments into Titan.
  • Does not replace the customer file or the ledger.

Who uses it

Credit officers, loan operations, and collections teams.

Detail for your technology team

  • Loan origination through collections
  • Sends booking and repayment postings to Titan
  • In regulated production, expects a failed sign-in or permission check to stop the action

How it connects

Ceres CONNECTS TO Titan Customer record (CIF) reference and posting Aegis / Atlas Sign-in and permissions Pulse Payments Scribe / Sentinel Evidence and risk checks, where used
Connections named on this page, with the platform marks. The diagram does not show balances or a live screen.
  • TitanCustomer record (CIF) reference and posting
  • Aegis / AtlasSign-in and permissions
  • PulsePayments
  • Scribe / SentinelEvidence and risk checks, where used

What it is not

The bank’s customer master file (CIF) or ledger; payment rails; a second HR or loan system of record elsewhere in the family.